12
Sep
Dr. Tshering Pincho Bhutia from East Sikkim Successfully Defends PhD on (The Impact of Fintech and Digital Financial services on Financial Inclusion In Sikkim). Dr. Tshering Pincho Bhutia, son of Mr. Rinchen Tshering Bhutia from Aritar, Rhenock, has successfully completed his PhD viva voce defense at Sikkim Professional University. His doctoral research, titled “The Impact of Fintech and Digital Financial Services on Financial Inclusion in Sikkim,” explores how digital technologies are transforming access to financial services in the state. Dr. Bhutia pursued his PhD under the Department of Management at Sikkim Professional University, with the guidance of Dr. Nasiruddin Molla…
